Kynfo Kynfo

Personal finance

Personal money tracking, private on your phone.

Record spending without an account. Moniko stays on the phone, works offline, and does not show ads.

What it does

Record expenses, income, and transfers. Home shows your net worth, account balances, and recent transactions. Search and reports help you see where money went. You can also track loans, fuel, and money you hold for a group, if you need those.

Private by default

  • No advertisements and no analytics.
  • No account is required. Daily use works without the internet.
  • Google Drive backup is optional, and only if you choose it.

Moniko records money you already spent or received. It is not a bank or a payments app.

Get the app

Moniko runs on Android 8.0 and later. Download it from moniko.kynfo.com. If you have a question, talk to us.